Mortgage Application Rejected? You Can Still Own a Home
We’ll help you improve your eligibility and guide you every step of the way until your mortgage is approved.
Why MilikiRumah?
We know your chances from the start
VERO technology performs instant and accurate credit checks before you submit your mortgage application.
Accurate profiling based on your financial capability
TASYA maps your repayment capacity through 360° profiling and Debt Burden Ratio (DBR) analysis.
We help you get approved, not just sell a service
Our Pre-Mortgage Program helps you improve your financial profile until you are truly ready to apply for a mortgage.
Guidance all the way to mortgage approval
Our experienced team is ready to support you throughout the entire process, from the initial assessment until your home becomes yours.
What they say about MilikiRumah
“I was able to move into my home right away while resolving my past debts. It’s truly a relief for a single mother like me.”
Dwi Aprilia Suzanna123
Sales Executive Perusahaan Swasta
“I never imagined that my small business, which started as a way to support my husband, would eventually help us achieve homeownership.”
Suly Devita
Entrepreneur in the Construction Materials Supply Industry
“MilikiRumah guided me throughout the entire process of owning a home. I’m so happy that at this stage of my life, I can finally provide a place for my family to live”
Kezia
Private Sector Employee
How Does It Work?
Check Your Mortgage Readiness
Understand how prepared you are to apply for a mortgage by answering a few simple questions.
Join the Pre-Mortgage Program
Secure your preferred property and start preparing for your mortgage application, even if you do not yet meet all the requirements.
Get Your Mortgage Approved & Own Your Home
Successfully qualify for a mortgage and become a homeowner with comprehensive guidance every step of the way.
Check Your KPR Readiness Now!
Choose the check that suits your needs
Check now. It's free!
- ✓Check buying power
- ✓Installment estimation
- ✓Basic affordability
- ✓Instant result
Complete & accurate results
- ✓Full profiling
- ✓BI checking (VERO)
- ✓DBR + risk scoring (TASYA)
- ✓Path to approval
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